GOLD PROGRAM

Residential, Commercial & Income Properties

PROPERTY-BASED LENDING PROGRAMS

$1,000,000 - $1,000,000,000**

PROPERTY PROGRAM #1:

 

Gold Loan #1

 

•          Rates as low as 6.74%

•          Funding from $75k to $5 million

•          We do not require pay stubs or tax statements

•          No balloons- 30 year amortized term with a 3 or 8 year fixed period

•          LTVs up to 75%

•          650 mid FICO to qualify

•          Correspondent relationships offered

•          Multi-family, Mixed-use Office, Retail, Warehouse, Automotive Service and more..

 

These investment properties include single family homes, condos, town homes and 2-4 unit buildings. As long as the property is non-owner occupied, and is used for investment purposes. Maximum loan amount is $750k on SFRs and $2 million on 2-4 unit buildings with up to 70% LTV. Loan sizes over $2 million, are considered on a case by case basis. Impounds required. Loan is assumable at lender's discretion. This Program is not available in AK, IL, MI, MN, NH, ND, SD, and VT.

 

Gold Loan #2

 

UP TO 75% LTV

 

  • Any type of property - Any business purpose

  • Residential & Commercial

  • Up to 75% LTV - Up to $1.5 million loan amounts

  • Rates from 7.5% - 11.99%

  • Stated income

  • 400 FICO ok

  • Foreclosure ok

  • BK ok

  • Non- resident Alien ok

 

Minimum loan amount $100,000

 

PROPERTY PROGRAM #2:

 

Loan Sizes

Small: Less than $3 Million

Medium: $3 to $9 Million

Large: Over $10 Million

 

Loan Types

~ Purchase ~Conventional

~Refinance ~Portfolio

~Cash Out ~Bridge

 

Property Types

~Multi Family ~Industrial

~Special Purpose ~Medical

~Mobile Home ~Office ~Mixed Use

~Self-Storage ~Hotel

 

Multifamily, Commercial & SBA financing:

30-year fixed rates

10- year interest only

Light Doc & No ratio

90% CTLV available on SBA

 

Letter of interest generally delivered in 24 to 48 hours

 

3/5/7/10 year fixed rates

Up to 80% LTV

© 2002 by The AmeriCorp Group

a Division of the IFC

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